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23 ESSENTIAL CHRISTMAS MONEY SAVING TIPS

WRITTEN by CHRISSY 

& FILED IN Christmas


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There’s no getting around it – Christmas is expensive. Or at least it can be if you don’t get yourself organised and prepared.

This post contains 23 fantastic money saving tips to use in the run up to Christmas, to hopefully take some of the stress of spending away, so that you can have more fun instead this year!

To make things even easier, I’ve split them up into categories, so you can find what you want quickly: –

  • Presents
  • Cards
  • Food
  • Wrapping
  • Shopping

Hope they help x

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Money saving tips for Christmas

6 MONEY SAVING TIPS FOR CHRISTMAS PRESENTS

  • Agree on a budget for peoples presents – set a limit for family and friends and let everyone know – in my family it’s £15 which works really well, and if someone wants something that costs more, then people can club together for it rather than breaking the bank.
  • Do a secret Santa. Put everyones name in a hat and everyone draws one name and buys for them only. Set a budget as well. That way everyone gets one really nice present that they are more than happy with, and you get to save a lot of money.
  • Have a rule that only the children get presents in the family.
  • Make your presents – homemade fudge / jam / lemon curd / biscuits etc… always go down well, and you can create some amazing packaging that will make them extra special.
  • Give people promises as gifts i.e. a token for a free nights babysitting, or a promise to do a friends ironing one week etc… – this will be happily accepted!
  • Buy some presents that are things that you would have to buy that person anyway – for example, a scarf, gloves, socks etc….

4 MONEY SAVING TIPS FOR CHRISTMAS CARDS

  • Send e-cards not real ones – making savings on both stamps and cards
  • Hand deliver as many cards as you can – even if that means giving them out a little earlier to some people
  • Send as many cards as you can early and send them second class to save pounds
  • Tell people you aren’t sending cards this year, and instead make a donation to charity – you can still make a saving and help people at the same time – it is the season of goodwill after all!

Christmas cards and presents can be some of the biggest expenses over the festivities, so I hope those tips have helped.

Now it’s time to go a step further and look at the other big ticket items – food / wrapping and shopping – are you ready?….

4 MONEY SAVING TIPS FOR CHRISTMAS FOOD

  • Get guests to bring some food – most people will be happy to contribute to a buffet, or bring a specific starter or pudding, or even drinks – and this can drastically cut your holiday spending
  • Instead of going out for meals over the festive period – entertain at home more. Christmas menus can be expensive!
  • Don’t over cater – Christmas is really only a few days, and you can all only eat a certain amount – it’s usually the case that people have leftovers for maybe weeks afterwards, or end up wasting a lot of food – so make a list of what you really need, and how many you are catering for each day and stick to it (your waistline will also breath a sigh of relief!).
  • Use leftovers wisely – turkey soup is always a winner on Boxing day, turkey sandwiches as well… I see a lot of turkey in your future!

3 MONEY SAVING TIPS FOR CHRISTMAS WRAPPING

  • Use brown paper** as wrapping paper – you can buy relatively cheaply compared to Christmas wrapping paper and dress up with ribbon, or use a stamp with some paints to create your own unique designs.
  • Use last years Christmas cards to create you own tags this year.
  • Some shops will offer a wrapping service free of charge over Christmas – take advantage!

6 MONEY SAVING TIPS FOR CHRISTMAS SHOPPING

  • Don’t go overboard – stick to a budget and don’t be tempted when you hit the shops to splurge (online shopping can help to avoid the temptation still further)
  • Use loyalty points that you have saved throughout the year. Boots** / Nectar / Tesco etc… all offer great loyalty schemes where savings really do add up
  • Shop at outlet stores or shops like TKMaxx** to get quality products for less money.
  • If you won’t see some people until after Christmas – use the sales in January to buy their presents instead of buying them before.
  • Spend a little more this year to save next year – things like a fake Christmas tree will cost you this year, but you won’t have to budget for it again next year so you will save in the long run
  • Use a cash back credit card if you can to do all your Christmas shopping – BUT always pay it back asap as any cash back you earn will be lost against the hefty interest charged otherwise.

…. and an extra tip (just because I thought 23 was too little!). To get some money back on your shopping (which you could save for next year ;o) ), why not use a cashback site such as Quidco or TopCashBack? I have just started using Quidco and love it. They both have loads of your usual stores as part of their site, so if you do a lot of shopping online, it makes sense to get some money back while doing so…

IF YOU WANT A COPY OF THESE (AND MANY MORE) TIPS – DON’T MISS OUT!

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Essential money saving tips for Christmas - save money with these fantastic tips about food, presents, cards, wrapping and much more...Overall I think it should always be remembered that Christmas can get completely crazy if you let it – and it can still be amazing even when on a budget.

Spending wisely on things that will really make a difference will mean that you have a great time, but  you won’t end up regretting your spending for months after the decorations come down….

P.S. If you want to grab a few more Christmas tips, then why not check out this post all about tips for Christmas Shopping – enjoy!

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