Page 4 of 9 – to go to the start of this post, please CLICK HERE
Saving on transport
21. WALK WHENEVER YOU CAN (OR CYCLE)
Get fit and save money – its a no brainer really!
22. NEVER BUY CARS NEW
They lose thousands the second they are driven off the forecourt
23. CAN YOU SHARE LIFTS WITH SOMEONE ELSE TO WORK OR TO SCHOOL?
Any time you can use less journeys will save money. If you are going the same way as someone, it just makes sense!
24. CAN YOU WORK FROM HOME ONCE A WEEK?
In todays world, working from home has become a real option for many. If you can, request that you work from home once a week – this would save travelling costs and commuting time.
25. UNLADEN YOUR CAR
More weight in your car means it takes more petrol to get anywhere – make your car as light as you can to conserve fuel.
Saving on bills
26. SWITCH SUPPLIERS
Don’t just keep renewing at the same supplier every time – look around on comparison sites for the best deals and you could save loads. You can even save on insurance when you shop around at renewal time.
27. USE SKYPE WHENEVER POSSIBLE
Free phone calls? Yes please!
28. ARE YOU MAXIMISING ALL SUBSCRIPTIONS?
Whether it be magazines that you don’t actually get time to read, or a digital TV package that you don’t really use all of – see if you can either cancel altogether or cut down on what you are getting charged.
29. CLEAR YOUR CREDIT CARD
If you don’t pay off your credit card each month you are being charged a lot in interest payments – so get into the habit of paying it off asap.
Also – look where you have loans that have high interest payments – pay off these debts first and you’ll save more in the longer term (mortgages for instance are usually a lot less interest rates than other loans, and so it’s not always the best use of your money to pay off your mortgage if you have other debts at higher rates.
30. RETHINK YOUR MOBILE PHONE
What minutes/texts/data do you actually use? Are you paying for too much in your current contract? Would you be better off paying as you go etc…. – all worth asking!
Loads of ideas there, hey!
Next is something that we all want to splurge on sometimes, but that don’t always fit with the saving money ideal – that’s luxuries. So I hope that the tips help….