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Saving when shopping
1. THINK BEFORE YOU BUY
Do you really need what you are about to purchase?
If you buy something in the sale it’s not a saving unless you really needed it and would have spent full price on it anyway.
2. FIND A CREDIT CARD THAT GIVES CASH BACK – FOR A SHOP YOU USE A LOT
Lots of credit cards now offer cash back incentives, and a large percentage now are tied to certain stores.
Shop around and see what deals you can find – and if you do get a good deal attached to a store make sure its a store you would need to spend in anyway – so the money back vouchers go to good use!
3. DON’T BUY BRANDS
Labels and brands cost more. Sometimes it’s worth it – but not always – shop around and look at reviews before you part with your cash
4. SPECULATE TO ACCUMULATE
If you buy a lot from somewhere, and can save with offers, then it may be worth paying more up front to save overall.
Amazon offers their prime members** free delivery on thousands of items once you’ve paid £79 per year (there is a 30 day free trial available** as well to see if it works for you first, saving you even more!).
It could work out to be a huge saving if you do it right! (it’s also usually 1 day delivery, and you get access to the kindle book library for free books once a month as well!).
Another one that I would recommend is Tesco delivery** – I signed up for the midweek delivery saver slot for a year for £30 – and you get unlimited deliveries Tuesdays – Thursdays for this amount. There are others available and if you work out that you would save overall, then it’s definitely worthwhile.
5. COMPARE PRICES ONLINE FOR THE BEST DEAL
Especially for larger purchases it’s always worth doing a little research online first.
With so many online stores available, you may be surprised at the difference in prices that you can find.
When you search in Google for instance, write down the product and then click “shopping” and all the prices at different stores will come up in a list for easy comparison.
6. IF SOMETHING THAT YOU REGULARLY BUY IS ON OFFER AND WILL LAST – THEN STOCK UP
There’s no point in passing over an offer for dishwasher tablets one month if you don’t need them there and then.
If you always use them it makes sense to stock up when on offer. Grab them while you can at the good price and you’ll save in the longer term.
7. SHOP IN SALES
Sales shopping can save you money when done right. Warning – only ever buy what you need and don’t get sucked into offers – they are only a bargain if you need them!
8. SHOP OUT OF SEASON
Buying out of season can save a load of money as well – Christmas decorations/cards/wrapping etc.. get reduced in January, summer clothes in the autumn etc…. A little forward planning can save loads over the year.
9. RETURN THINGS YOU HAVE BOUGHT IN ERROR – DON’T WASTE MONEY
It’s all too easy to decide its not worth the effort to take something back – but you’re wasting money.
Next time you go to the shops take the item with you (for ease keep it in the car for when you are passing).
10. WHEN SHOPPING ONLINE LOOK FOR MONEY OFF CODES
Don’t ever buy online without first searching for a discount code for the shop first. Type in the shop and the words “discount voucher” or “discount code” and there are several websites that will tell you whether you can get anything off.
You may be able to get a percentage discount or free delivery, which is worth the couple of minutes looking before buying.
11. DON’T PAY FOR BAGS IN SHOPS – TAKE YOUR OWN
Now that we have to pay for bags in shops this one can add up quite quickly.
It takes up no space or weight to carry a couple of carrier bags in your handbag when you are out and about.
12. TRY AND BARTER WHEN BUYING – YOU NEVER KNOW!
In the UK we are not very good at asking for discounts, but more and more shops are willing to discount or offer something extra if they get your business.
You won’t know what you could have got if you don’t ask….
13. GIVE YOURSELF A COUPLE OF WEEKS TO COOL OFF WHEN YOU ARE TEMPTED TO IMPULSE BUY – YOU USUALLY GO OFF THE IDEA BY THEN!
How many times have you seen something in a shop that you just HAD to have, even though you hadn’t even thought about it until you saw it!? Give yourself some time to think about it before you buy (I call it the 2 week buying rule…).
14. TRY OUT COSTCO FOR BULK SHOPPING
Costco and similar shops are always worth a look – you can bulk buy and find some great savings.
Have you thought about shopping in a different way now? I really hope there are a few tips there that you haven’t tried as yet.
Next up we have a few ways to save around the house, always welcome no doubt!
Just click on the button below to go straight there…